Oh Man. The Loan Process Part 1

December 6, 2019By RL61EyhvrWThe Loan Process No Comments

Part 1: Prequalification, Application, and Processing If you just say, “the loan process” out loud, it seems like it’s going to be a total pain. “Process” sounds so long and drawn out. But listen, it’s not a total pain. It’s really quite simple. There are five phases: Prequalification Loan application Processing Underwriting Closing We’re just…

Where Can My Down Payment Come From?

December 6, 2019By RL61EyhvrWThe Loan Process No Comments

If you’re saving up to buy a home, it can get frustrating. You don’t always make your savings goal each month. You may find yourself diverting what would have gone into savings to pay for car repairs or some other unexpected expense. You may think, At this rate of saving, I won’t own a home for…

Home Buyers: Don’t Skip the Realtor!

June 24, 2019By RL61EyhvrWThe Loan Process No Comments

Many people ask if using a realtor is still necessary in the home-buying process. We all know that you can do a search online and see pretty pictures and property details for just about any home that’s listed. But that’s not all there is to buying a house. Although the role of a realtor has…