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Derek Fertig
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Homeowners

Your Dream Home is Within Reach.

Buying a home isn't just a new place to live, but an investment in your future. Start investing in yourself and own your home.
Start Owning Today

The Benefits of Owning:

1
Part of your monthly payment goes towards equity of your home, which can turn into a profit if you sell.
2
Because you are investing in an asset, your credit score can increase over time.
3
Many times, your mortgage interest, property taxes and sometimes even closing costs could be tax deductible.
4
Our wide range of mortgage options allow for great flexibility and financial planning.
Want to hear more about the benefits of homeownership? Talk with a Home Loan Specialist today.
Schedule a Consultation
Ben Chenault
Branch Manager
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There are significant benefits owning your home. Just to name a few:

Want to hear more about the benefits of homeownership? Talk with a Home Loan Specialist today.
1
From paint color to a new floor, it’s your home and you can customize it any way you choose.
2
Part of your monthly payment goes towards equity of your home, which can turn into a profit if you sell.
3
Many times your mortgage interest, property taxes and sometimes even closing costs could be tax deductible.
4
Our wide range of mortgage options will help you predict your monthly mortgage payments versus being subject to annual rent increases you can't always plan.
Schedule a Consultation

Get All the Ins and Outs of Homeownership

Instead of day dreaming about your dream home... use a renovation loan and just build it!
1
Qualify for a Loan
2
Find Your Ideal Home
3
Earn Equity Over Time
Instead of day dreaming about your dream home... use a renovation loan and just build it!
Get Your Guide

Your local remodeling professionals

Instead of day dreaming about your dream home... use a renovation loan and just build it!
Cabinets
Flooring
Financing
Lighting
Bathroom
Phil Ganz
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Boston, MA
philganz.com
schedule renovation consultation
Phil Ganz
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Boston, MA
philganz.com
schedule renovation consultation
Phil Ganz
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Boston, MA
philganz.com
schedule renovation consultation
Phil Ganz
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Boston, MA
philganz.com
schedule renovation consultation
Phil Ganz
Mortgage advisor from Fairway
Instead of day dreaming about your dream home...
Boston, MA
philganz.com
schedule renovation consultation

Tools, Tips, Resources, and More

Instead of day dreaming about your dream home... use a renovation loan and just build it!
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Homeowners 1
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Rent vs. Buy 1
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Reviews

Friendly team!
Michael B. from Chelsea, AL
Everyone on the team was friendly. Emails and calls were returned in a timely manner. It was very easy to do business with this team!
Excellent response!
Sarah W. from Vestavia Hills, AL
This process was very smooth and clear. Communication was excellent through every step.
Loved the team!
Dee A. from Hoover, AL
Loved the entire team! Easy experience even during the pandemic! Can’t thank y’all enough!
Very kind!
Kyndal R. from Springville, LA
Your communication was amazing! Your team was very responsive and always answered my questions and very just kind.
First Class Service.
Rodney S. from Dadeville, AL
Very prompt service. Very knowledgeable of all the processes. Courteous in returning call. Overall first class service.
Very easy to deal with.
Emily G. from Cullman, AL
Very easy to deal with and everything was done in a timely manner
Effortless...
Edward E. from Birmingham, AL
The process was effortless and the terms of my refinancing were terrific.

Don't just take my word for it...

Ardmore, PA

Katie & Ken recently completed a major home renovation that included significant new square footage off the back of their home to make room for a brand new kitchen & master suite.
Communication
Construction
Design
schedule renovation consultation

Invest in the future you deserve

Not only do you deserve a perfect home, but one that will lead to a better future. We can help you get there.
Start Owning Today

See How Much Home You Can Afford Now!

Find Out How Much You Can Afford Before You Start Looking With This 60-Second Quiz!
Get Started >
Income opportunity Calculator
What my customers say...
My lender is better than yours!
Wow, what an incredible experience! Derek is the only lender I will ever work with again! Thanks so much Derek!
Absolutely wonderful!
Derek provided a cash-out refinance within 3 weeks from my call. We were informed all along the way.
Very happy!
We are first-time homebuyers and Derek took very good care of us. We are very happy and would recommend him!
My lender is better than yours!
Wow, what an incredible experience! Ben is the only lender I will ever work with again! Thanks so much Ben!
Absolutely wonderful!
Ben provided a cash-out refinance within 3 weeks from my call. We were informed all along the way.
Very happy!
We are first-time homebuyers and Ben took very good care of us. We are very happy and would recommend him!
Excellent experience!!
Ben was always there to assist at any time of the day and worked diligently to make sure all was taken care.
So impressed!
Ben was amazing I am so impressed! So knowledgeable and extremely helpful and professional throughout the process.
Hi! I’m Derek
Your personal mortgage guide to buying or refinancing a home

https://wowmivh.com/Fairway/Advisors/BenChenault/Landing.mp4

Watch my story
Top articles

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Home
Educational Modules
Ben Chenault
Branch ManagerVideo about me
TALK TO ME
1
/12
First Time Homebuyer
2
/12
Realtors
3
/12
CPA
4
/12
Veterans
5
/12
Financial Advisor
6
/12
Mortgage Awesomeness
7
/12
Professionals
8
/12
Why Fairway
9
/12
Our Mortgage Process
10
/12
Condo Homebuyer
11
/12
Rent vs. Buy
12
/12
Homeowners
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